As 2025 draws to a close, the housing sector has shown encouraging resilience. Home sales have held steady, prices remain solid, and even with limited inventory, buyers continue to find opportunities. After a period of rate uncertainty, mortgage rates have stabilized, giving both first-time and move-up buyers more confidence.
October’s data show positive signs: according to the National Association of Realtors (NAR), existing-home sales rose 1.2% from September, with the median price at about $415,200 and inventory around a 4.4-month supply. Meanwhile, Redfin reports that for the first time in months, there are more homes on the market than active buyers, giving prospective buyers more choice and negotiating power, even as overall demand remains moderate.
For consumers, this means there are still good chances to make a move, whether buying, selling, or refinancing. Low-to-moderate inventory is creating motivated seller situations, while historically manageable mortgage rates help buyers plan for the year ahead. Even small moves now can set households up for financial and lifestyle gains in 2026.
Heading into the new year, experts expect steady growth rather than dramatic swings. With the economy holding up and housing fundamentals solid, the market offers a welcoming environment for both buyers and sellers. For those considering a change, now is a great time to explore opportunities before the spring rush.
Bottom line: Even with modest inventory, the balance between buyers and sellers makes this a favorable time to make a move in the housing market.
Source: Mortgage Market Guide
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