Have you been declined by another lender? We can help!

With our experience in closing difficult loans, we have the expertise to find the financing you need.

  • Reverse mortgages – less qualifying and more options – remove your mortgage payment, get access to your equity or create cash flow/income or purchase a home with a mortgage but no payment – for those 55 and older
  • We are VA Lending experts – and can do 100% VA lending to 65% debt to income ratio
  • True no ratio loans – no income, no employment but you have equity or cash?  No problem!
  • Bank statement deposits, 1099, P&L only, VOE only, asset depletion or utilization – we have creative ways to find income when yours is not traditional
  • Lower down payment options
  • Down Payment Assistance options
  • Recent major derogatory credit ok
  • Credit score improvement and maintenance education
  • Construction, mid construction, construction planning and take out loans
  • Real Estate Development and help structuring transactions
  • Investors – we have loans where we do not use personal income – the property qualifies – no income, no employment necessary
  • Foreign National Programs
  • Private, portfolio, pension funding options
  • Manufactured home loans and guidance

We want to help and will guide you through complex situations and options.

Call us with any scenario!  We make deals happen!